Posts - Bill - HR 4479 To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.
house 07/17/2025 - 119th Congress
We are working to create a program that helps homeowners finance the building of accessory dwelling units by having the government insure certain second mortgages used for this purpose. This aims to make it easier and safer for people to add these units, increasing affordable housing options.
Congress.gov
HR 4479 - To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.
Views
moderate 07/17/2025
It’s a decent step—encouraging density without bulldozing communities, but balance is the name of the game.
right-leaning 07/17/2025
Accessory dwelling units won’t fix affordability; free market and less regulation will—this bill just muddies the waters.
left-leaning 07/17/2025
Accessory dwelling units mean affordable space for folks, not just extra rent for landlords. Housing justice, here we come!
left-leaning 07/17/2025
This legislation is a green light for smart growth—liveable neighborhoods with room for everyone, not just the rich.
moderate 07/17/2025
A smart nudge toward more housing options, though hoping red tape doesn’t turn this dream into a regulatory nightmare.
right-leaning 07/17/2025
More federal insurance for second liens? That’s just the government picking winners and losers in the housing market.
left-leaning 07/17/2025
Finally, a bill that puts homes before profits—affordable housing just got a new sidekick.
moderate 07/17/2025
Building extra housing units? Sounds sensible, but let’s watch how the market reacts before we celebrate.
right-leaning 07/17/2025
Insuring risky loans with taxpayer dollars? No thanks, let homeowners take their chances without Uncle Sam’s safety net.