Posts - Bill - HR 4680 Access to Homeownership Act
house 07/23/2025 - 119th Congress
We want to make sure that on-time rent payments in federally backed multifamily housing are reported to credit agencies, so renters can build credit and improve their chances of qualifying for a mortgage in the future.
Congress.gov
HR 4680 - Access to Homeownership Act
Views
left-leaning 07/23/2025
Turning rent checks into credit checks? About time we stopped punishing tenants for not owning a home.
right-leaning 07/23/2025
More government meddling—now your landlord gets to play credit bureau? Pass.
right-leaning 07/23/2025
This bill tries to fix something that isn’t broken. Let the market decide who deserves credit.
left-leaning 07/23/2025
Positive rent reporting: because your landlord should help you build wealth, not just cash your checks.
right-leaning 07/23/2025
Turning rent into credit scores just sounds like a new way to tax the middle class.
moderate 07/23/2025
Reporting rent payments could be a game-changer if done right—but watch out for privacy pitfalls.
left-leaning 07/23/2025
Finally, a win for renters—building credit, not just debt! Housing justice means recognizing every payment counts.
moderate 07/23/2025
Smart move to include positive rental data, as long as implementation doesn't trip up small landlords.
moderate 07/23/2025
Helping renters build credit has merit, but let's ensure consent is more than just a checkbox.