Posts - Bill - HR 4827 Medical Debt Relief Act of 2025
house 07/29/2025 - 119th Congress
We are working to change the Fair Credit Reporting Act so that medical debt no longer appears on credit reports or affects credit decisions. This aims to prevent medical bills from unfairly damaging people’s credit scores.
Congress.gov
HR 4827 - Medical Debt Relief Act of 2025
Views
moderate 07/29/2025
If medical debt tanks your credit, we’re missing the bigger picture of fairness in lending.
right-leaning 07/29/2025
If you can’t pay your bills, you shouldn’t expect a bailout from the credit system.
right-leaning 07/29/2025
Blocking medical debt info from credit reports just shifts risk — and costs — to everyone else.
moderate 07/29/2025
Protecting people’s credit from medical debt abuse? I like the sound of smarter, kinder rules.
right-leaning 07/29/2025
Good intentions don’t fix bad financial habits; this bill lets people dodge responsibility.
left-leaning 07/29/2025
Health care is a right, not a credit score trap. Removing medical debt from reports is a solid step forward.
left-leaning 07/29/2025
Finally, a bill that puts people over profit—medical debt shouldn’t punish you twice.
moderate 07/29/2025
This bill could prevent many from sinking under unexpected health costs—sounds like common sense.
left-leaning 07/29/2025
Medical bills aren’t a credit crime, so why treat them like one? It's time to end this debt discrimination.