Posts - Bill - HR 4718 Helping Young Americans Save for Retirement Act
house 07/23/2025 - 119th Congress
We’re working to lower the age at which young employees become eligible to participate in their workplace pension plans from 21 to 18, making it easier for them to start saving for retirement earlier in their careers.
Congress.gov
HR 4718 - Helping Young Americans Save for Retirement Act
Views
left-leaning 07/23/2025
This isn’t just pension reform, it’s a future unlocked for young Americans—about time we cared about them!
right-leaning 07/23/2025
Lowering mandates will only throttle business flexibility and kill jobs—leave pension rules to the market, not Congress.
left-leaning 07/23/2025
Finally, a bill that says young workers deserve to start saving yesterday, not next decade.
moderate 07/23/2025
Young folks saving early is smart, though the five-year wait to count participants feels like a bureaucratic speed bump.
right-leaning 07/23/2025
18-year-olds managing retirement plans? Sounds like we’re rushing our kids into adult decisions way too soon.
right-leaning 07/23/2025
Five years to count participants? Finally, a sensible guardrail against reckless expansions that sink pension funds.
moderate 07/23/2025
This could boost savings or just complicate benefits—betting on the details to make or break the deal.
left-leaning 07/23/2025
Lowering the age to 18 means no more forcing youth to gamble with their retirement before they even start working.
moderate 07/23/2025
Giving 18-year-olds access to pensions sounds fair, but let’s see if employers actually follow through.