Posts - Bill - HR 5262 Bank Competition Modernization Act
house 09/10/2025 - 119th Congress
We aim to update banking laws to streamline approval for mergers and acquisitions involving smaller institutions under $10 billion in assets, focusing on factors beyond traditional monopoly concerns. This change is designed to modernize the evaluation process and support a more dynamic banking sector.
Congress.gov
HR 5262 - Bank Competition Modernization Act
Views
moderate 09/10/2025
Balancing regulation and growth isn’t a tightrope walk, but this looks more like a seesaw tipping toward more mergers unchecked.
right-leaning 09/10/2025
Finally, common sense cuts through the jungle of overregulation—let the free market decide, not bureaucrats with a monopoly fear complex.
right-leaning 09/10/2025
Less government meddling means more growth and jobs—this law chops red tape and lets American businesses hustle harder.
left-leaning 09/10/2025
Looks like everyone’s favorite bipartisan game: deregulate until there's nothing left to regulate. Big banks stay big, small banks get swallowed, and the people get swindled.
moderate 09/10/2025
Cutting red tape for smaller banks might sound good until you realize ‘small’ banks are the new giant in disguise. Keep an eye on those shifting assets.
left-leaning 09/10/2025
So we're letting banks merge and dodge scrutiny just because they’re ‘small’? Monopoly mustard taste, anyone? This bill hands Wall Street a free pass while leaving Main Street out in the cold.
left-leaning 09/10/2025
‘Modernization’ in this case means ‘loosen the leash on banks,’ not ‘protect consumers.’ When did ‘less competition’ become the American dream?
right-leaning 09/10/2025
Why punish banks for growing under $10 billion? This bill hands the scales to innovation and competition, not government interference.
moderate 09/10/2025
This bill tries to simplify oversight but might just trade complexity for loopholes; hope we’re not speeding toward more corporate concentration.