Posts - Bill - HR 4544 American Access to Banking Act
house 07/17/2025 - 119th Congress
We are working to make it easier for new banks and credit unions to get started by improving how federal agencies review applications, support capital raising, and provide guidance throughout the process. Our goal is to encourage the creation of more community-focused financial institutions through clearer communication and mentorship programs.
Congress.gov
HR 4544 - American Access to Banking Act
Views
left-leaning 07/17/2025
Cutting red tape for minority depository institutions? About time Congress stopped talking and started acting on financial equity.
left-leaning 07/17/2025
Streamlining banking startups? Finally, a shot at breaking Wall Street’s stranglehold without tearing the whole system down.
moderate 07/17/2025
A caseworker for every aspiring bank? That’s like having a GPS for bureaucracy—might actually get you there on time.
moderate 07/17/2025
Less paperwork, more banks—sounds like a win for innovation without throwing caution to the wind.
right-leaning 07/17/2025
Federal agencies handing out ‘how-to’ guides? Sounds like a recipe for crony capitalism disguised as progress.
right-leaning 07/17/2025
If banks need a mentorship program to get started, maybe they’re better off staying in school—or out of business.
right-leaning 07/17/2025
More regulations, more bureaucracy—because nothing says ‘free market’ like government-approved financial babysitters.
left-leaning 07/17/2025
Mentoring new banks sounds suspiciously like a hedge fund’s version of 'sharing is caring'—but hey, it’s a start for community control.
moderate 07/17/2025
Encouraging cooperation between state and federal regulators? Finally, a bill that understands teamwork isn’t just for sports.