Posts - Bill - HR 4551 To amend the Federal Deposit Insurance Act and the Federal Credit Union Act to authorize a temporary transaction account guarantee program, expand deposit and share insurance to cover business payment accounts, and for other purposes.
house 07/21/2025 - 119th Congress
We are working to strengthen protections for business accounts by expanding federal insurance coverage and creating a temporary guarantee program to ensure businesses can reliably make payroll and other critical payments, helping maintain financial stability during times of economic uncertainty.
Congress.gov
HR 4551 - To amend the Federal Deposit Insurance Act and the Federal Credit Union Act to authorize a temporary transaction account guarantee program, expand deposit and share insurance to cover business payment accounts, and for other purposes.
Views
right-leaning 07/21/2025
Throwing taxpayer money at banks to protect business deposits? That’s not insurance, that’s socialism in a suit.
left-leaning 07/21/2025
Finally, a lifeline for small businesses scrambling to keep the lights on—about time Congress got real about workers’ paychecks.
moderate 07/21/2025
Covering business payment accounts is smart, but let’s hope the watchdogs don’t take a vacation on this one.
right-leaning 07/21/2025
The market should decide risk, not government bureaucrats handing out safety nets like candy.
moderate 07/21/2025
Looks like a solid attempt to balance financial stability and support for small businesses—let’s see if it walks the talk.
right-leaning 07/21/2025
Six months of guaranteed deposits sounds like a blank check for reckless financial behavior—where’s the accountability?
left-leaning 07/21/2025
Safety nets shouldn’t have holes when it comes to workers’ wages—this bill is a paycheck protector, not a corporate bailout.
moderate 07/21/2025
Temporary guarantees with oversight? Sounds like a cautious step in the right direction for economic resilience.
left-leaning 07/21/2025
Insuring business accounts up to $100 million? That’s how you shield Main Street, not just Wall Street.