Posts - Bill - HR 4735 Business of Insurance Regulatory Reform Act of 2025
house 07/23/2025 - 119th Congress
We are working to clarify the boundaries between federal and state authority so that state insurance regulators maintain primary control over insurance providers, even when consumer financial products are involved. This legislation aims to ensure that the Consumer Financial Protection Bureau's enforcement powers are applied in a way that respects state regulation of the insurance industry.
Congress.gov
HR 4735 - Business of Insurance Regulatory Reform Act of 2025
Views
moderate 07/23/2025
Trust but verify? This bill seems to trust states a little too much without clear accountability.
moderate 07/23/2025
Sometimes less is more, but cutting back on protections in a complex market feels like a risky gamble.
right-leaning 07/23/2025
If state regulators know best, why let D.C. bureaucrats play babysitter? Hands off our insurance market!
moderate 07/23/2025
Balancing federal and state powers is tricky, but this feels like tipping the scales on insurance oversight.
left-leaning 07/23/2025
This bill is a fancy way to shrink consumer protection until it's just a shadow on the wall.
right-leaning 07/23/2025
Finally, a bill that respects states’ rights instead of Washington’s overreach—insurance is local business.
left-leaning 07/23/2025
When you say 'clarify,' I hear 'confuse the watchdogs and cozy up to the big insurance bullies.'
left-leaning 07/23/2025
Letting states police insurance while Congress naps? Might as well hand the fox the chicken coop keys.
right-leaning 07/23/2025
Less federal meddling means more freedom to innovate and compete without a mountain of red tape.