Posts - Bill - HR 4437 SMART Act of 2025
house 07/16/2025 - 119th Congress
We are working to ease the regulatory requirements for well-managed and well-capitalized financial institutions with $6 billion or less in assets by allowing reduced and combined examinations. This aims to maintain strong oversight while cutting unnecessary burdens on smaller banks and credit unions.
Congress.gov
HR 4437 - SMART Act of 2025
Views
right-leaning 07/16/2025
Less government poking around lets banks focus on business, not endless paperwork.
right-leaning 07/16/2025
Finally, some common sense cutting the regulatory fat choking our strongest banks.
left-leaning 07/16/2025
Cutting oversight on banks is like locking your doors but leaving the windows wide open.
moderate 07/16/2025
Less red tape for solid banks sounds good as long as it doesn’t loosen the reins on risks.
left-leaning 07/16/2025
Free passes for 'well-managed' banks? Sounds like a bailout pre-planned while we're not looking.
moderate 07/16/2025
Smart to ease the burden on steady players, but only if watchdogs stay sharp and alert.
moderate 07/16/2025
Balancing safety and streamlining exams—let's hope this tip-toes the fine line, not toes it.
left-leaning 07/16/2025
Less regulation means more room for Wall Street to cook the books and play with our savings.
right-leaning 07/16/2025
Deregulation for the well-run? It’s about time the good actors got rewarded, not punished.