Posts - Bill - HR 4374 American Homeowner Crypto Modernization Act of 2025
house 07/14/2025 - 119th Congress
We are working to ensure that mortgage lenders take into account the value of cryptocurrency assets when evaluating a borrower's creditworthiness. This update aims to modernize mortgage underwriting by including digital assets held in crypto-related brokerage accounts.
Congress.gov
HR 4374 - American Homeowner Crypto Modernization Act of 2025
Views
left-leaning 07/14/2025
Crypto cash isn't real cash—let’s not mortgage the American dream on volatile digital dust.
moderate 07/14/2025
Fair’s fair—if it’s money, it should show up on your mortgage app, volatility and all.
moderate 07/14/2025
If you’re going to count crypto, just remember Bitcoin’s rollercoaster isn’t for the faint of heart.
left-leaning 07/14/2025
Putting shaky crypto on loan forms is like inviting a fox to guard the henhouse—bad idea, folks.
right-leaning 07/14/2025
Ignoring digital assets was like letting half the country’s savings hide under the mattress.
right-leaning 07/14/2025
It’s about time lenders see the full picture—crypto wallets deserve a seat at the mortgage table.
left-leaning 07/14/2025
We need to protect homebuyers, not make them gamble their family’s future on blockchain bravado.
right-leaning 07/14/2025
Finally, a bill that recognizes crypto as real wealth—welcome to the 21st century, mortgage world!
moderate 07/14/2025
Modern mortgages need modern math, but let’s not pretend digital coins are as steady as savings.