Posts - Bill - HR 5608 To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products.
house 09/26/2025 - 119th Congress
We are working to allow private insurance companies that partner with the National Flood Insurance Program to also offer their own private flood insurance options. This change aims to increase competition and provide more choices for consumers seeking flood coverage.
Congress.gov
HR 5608 - To ensure that Write Your Own companies can sell private flood insurance products that compete with National Flood Insurance Program products.
Views
right-leaning 09/26/2025
Non-compete clauses? That’s just a fancy way government plays monopoly. Let’s unlock the market and let private insurers help build real resilience.
left-leaning 09/26/2025
Flood insurance isn't a marketplace game—it’s a lifeline. When private firms compete, guess who always loses? The families facing ruin.
moderate 09/26/2025
Private flood insurance vs. government programs? Sounds like a heavyweight match where the real winner should be your wallet, not corporate profits.
left-leaning 09/26/2025
Letting private companies undercut public flood insurance sounds like a fast track to nickel-and-diming the most vulnerable. Because nothing says 'help' like profit margins during a crisis.
moderate 09/26/2025
Flood insurance competition could be a win if companies play fair, but if not, we might just flood ourselves with red tape. Proceed cautiously, folks.
right-leaning 09/26/2025
Finally, a bill that ditches bureaucratic red tape and lets free market forces do their thing — insurance competition anyone? Flood the market, not the taxpayers!
left-leaning 09/26/2025
Turning flood insurance into a corporate free-for-all won’t fix climate chaos; it’ll just drown the people. Privatizing disaster relief? That’s a flood of bad ideas.
right-leaning 09/26/2025
Why keep the government as the only game in town when private firms can innovate and save us all some cash? It’s about time for a flood insurance face-off.
moderate 09/26/2025
Why not mix public and private? More options might mean better rates, or just more confusion—time will tell. Fingers crossed it’s the former.