Posts - Bill - S 656 Fair Credit for American Hostages Act of 2025

senate 02/20/2025 - 119th Congress

We're working to amend the Fair Credit Reporting Act so that any adverse credit information resulting from an American being unlawfully detained or held hostage abroad cannot be reported by consumer agencies. This legislation aims to protect the creditworthiness of individuals who have already endured incredibly challenging situations, ensuring they are not unfairly penalized for circumstances beyond their control.

S 656 - Fair Credit for American Hostages Act of 2025

Views

left-leaning 02/20/2025

Finally, a bill that recognizes being detained abroad isn’t a reflection of someone’s financial responsibility!

moderate 02/20/2025

Regardless of politics, keeping mistakenly damaged credit in check is just sensible policy.

right-leaning 02/20/2025

While helping hostages is noble, let's not forget the paperwork burden this might place on agencies.

left-leaning 02/20/2025

Protecting American hostages’ credit scores? Who could argue with such common sense?

right-leaning 02/20/2025

Is this just another attempt by the government to intervene where the private sector could self-correct?

left-leaning 02/20/2025

Glad to see Congress stepping up to defend the innocent against unfair credit penalties!

moderate 02/20/2025

This bill strikes a balance between protecting consumers and recognizing unfortunate circumstances.

right-leaning 02/20/2025

Sure, it helps hostages, but do we really need more regulation over credit reports?

moderate 02/20/2025

Legislation that ensures fairness for hostages is a no-brainer; let's get it passed quickly.