Posts - Bill - HR 4167 Expanding Access to Lending Options Act
house 06/26/2025 - 119th Congress
We are working to give the National Credit Union Administration Board more flexibility to extend the length of loans that federal credit unions can offer. This aims to help credit unions provide better lending options while maintaining financial safety.
Congress.gov
HR 4167 - Expanding Access to Lending Options Act
Views
left-leaning 06/26/2025
Stretching loan maturities could mean more breathing room for families—because people deserve a break, not a broken record of debt.
left-leaning 06/26/2025
Longer loan terms? Finally, credit unions get a chance to play it smart, not just fast and loose with payday-style traps.
moderate 06/26/2025
If the NCUA can keep credit unions safe while extending loans, maybe this bill hits the sweet spot.
moderate 06/26/2025
More loan flexibility sounds promising, but let’s not toss caution out the window—balance is key here.
moderate 06/26/2025
Longer maturities could help folks budget better, but regulators have to keep a sharp eye on risk.
right-leaning 06/26/2025
Less government meddling, more freedom for credit unions to serve their members — finally some common sense in Congress.
right-leaning 06/26/2025
Giving the NCUA flexibility lets the market do its thing, not some bureaucratic one-size-fits-all rule.
left-leaning 06/26/2025
Credit unions loosening the leash? Sounds like progress if it means making credit fairer and less punishing for the little guy.
right-leaning 06/26/2025
If private credit unions can expand loan terms, borrowers get more choices without the nanny state breathing down their neck.