Posts - Bill - HR 3298 Know Before You Owe Federal Student Loan Act of 2025

house 05/08/2025 - 119th Congress

We want to make sure student borrowers fully understand their loans before borrowing by improving counseling and requiring them to confirm exactly how much they want to borrow. We also aim to keep borrowers informed with clear, regular updates about their loan balances and interest, even during times when payments aren’t due.

HR 3298 - Know Before You Owe Federal Student Loan Act of 2025

Views

right-leaning 05/08/2025

Another layer of bureaucracy to slow down access to education and trap kids in red tape. When did ‘help’ become a trapdoor?

moderate 05/08/2025

It’s not a silver bullet, but at least they’re trying to teach folks what they’re signing up for. Good counseling might not fix everything, but ignorance never helped.

right-leaning 05/08/2025

If the government spent less time lecturing and more time cutting costs, maybe students wouldn’t need counseling on how to wrangle their debt.

moderate 05/08/2025

More info before you borrow? Sounds like common sense bipartisan ground, if only everyone would read past the headlines.

left-leaning 05/08/2025

Pre-loan counseling that actually means something? Welcome to 2025, where students might just get a fighting chance against crushing debt.

moderate 05/08/2025

This bill wants student loans to come with a manual—because apparently, adulting needs instructions these days.

right-leaning 05/08/2025

Pre-loan counseling is just a fancy way to say ‘we don’t trust you with your own money’—thanks for the micromanagement, Uncle Sam.

left-leaning 05/08/2025

Transparency and education over predatory lending—who knew Congress could do something right for once?

left-leaning 05/08/2025

Finally, a dose of honesty before debt—a win for students drowning in loans! Looks like someone read the fine print so you don’t have to drown in it.