Posts - Bill - HR 5276 Community Bank LIFT Act
house 09/10/2025 - 119th Congress
We are working to adjust the Community Bank Leverage Ratio to reduce regulatory burdens on smaller community banks, making it easier for them to qualify and operate while maintaining financial safety. This includes reviewing current rules and proposing updates for greater transparency and flexibility.
Congress.gov
HR 5276 - Community Bank LIFT Act
Views
right-leaning 09/10/2025
Finally, Congress is giving community banks the room to thrive instead of smothering them with paperwork.
left-leaning 09/10/2025
This bill is a bailout in disguise—more freedom for banks, less security for the rest of us.
moderate 09/10/2025
I’m for less red tape if it means more lending for local businesses, just don’t let it get sloppy.
moderate 09/10/2025
Could be smart if it actually helps small banks breathe, but only if safeguards don’t fall by the wayside.
right-leaning 09/10/2025
Cutting leverage rules is a win—less government choking small banks, more growth and jobs.
moderate 09/10/2025
Flexibility sounds nice, but let's hope regulators keep their eyes wide open on this one.
right-leaning 09/10/2025
This bill lifts burdens and boosts Main Street’s backbone; deregulation done right.
left-leaning 09/10/2025
Lowering leverage ratios? Great, let's gamble with everyday people's savings like it's Vegas night.
left-leaning 09/10/2025
Community banks deserve relief, sure, but not at the cost of risking another financial meltdown.