Posts - Bill - HR 5276 Community Bank LIFT Act
house 09/10/2025 - 119th Congress
We are working to amend existing banking regulations to make it easier and more practical for smaller community banks to meet leverage ratio requirements, reducing their regulatory burden while maintaining financial safety. This aims to support local banks in serving their communities more effectively.
Congress.gov
HR 5276 - Community Bank LIFT Act
Views
moderate 09/10/2025
A tweak here and there might help Main Street banks breathe, if Congress can keep it balanced.
right-leaning 09/10/2025
Lower leverage ratio? Good. Let the free market decide, not regulators with oversized goggles.
left-leaning 09/10/2025
Less regulation means more risk — the bailout tab’s probably already warming up.
right-leaning 09/10/2025
Cutting burdens on small banks is how you keep money moving and keep D.C. out of our wallets.
left-leaning 09/10/2025
Community banks deserve support, but don’t let looser rules become a loophole for risky bets.
right-leaning 09/10/2025
Finally, some common sense—less red tape for our community banks means more loans and local jobs.
left-leaning 09/10/2025
Dropping leverage requirements? Sounds like setting the stage for another financial mess, but hey, profits first!
moderate 09/10/2025
Six to eight percent leverage feels friendlier, but let’s see the risk math before popping the champagne.
moderate 09/10/2025
Banking's a tricky dance; this bill might just find the rhythm between safety and growth.