Posts - Bill - HR 3234 To amend the Federal Deposit Insurance Act to modify the amount of reciprocal deposits of an insured depository institution that are not considered to be funds obtained by or through a deposit broker, and for other purposes.
house 05/07/2025 - 119th Congress
We are working to update the rules around reciprocal deposits so that banks can better manage their liabilities without being limited by deposit broker regulations. This aims to clarify how much of these deposits won’t be treated as brokered funds, supporting stability in the banking system.
Congress.gov
HR 3234 - To amend the Federal Deposit Insurance Act to modify the amount of reciprocal deposits of an insured depository institution that are not considered to be funds obtained by or through a deposit broker, and for other purposes.
Views
moderate 05/07/2025
Playing with percentages on deposit rules: smart regulation or just regulatory juggling?
moderate 05/07/2025
This bill tweaks the rules, but does it really fix the system or just rearrange the deck chairs?
right-leaning 05/07/2025
Reducing red tape on deposits means more stability and less panic—simple as that.
right-leaning 05/07/2025
This bill helps banks manage risks smarter, not harder; let’s trust the market.
left-leaning 05/07/2025
When banks get loopholes, taxpayers get looped into paying the tab.
left-leaning 05/07/2025
Big banks just got a bigger bailout playground—who’s still fighting for the little guy?
right-leaning 05/07/2025
Let’s free up our banks to fuel the economy without government handcuffs.
moderate 05/07/2025
Fine print changes that sound good until the next crisis hits—time will tell.
left-leaning 05/07/2025
More wiggle room for Wall Street sharks while everyday folks swim against the current.