Posts - Bill - HR 5291 Merchant Banking Modernization Act
house 09/10/2025 - 119th Congress
We are working to extend the allowable holding period for merchant banking investments to 15 years, giving banks more flexibility to manage long-term investments. This change aims to modernize the Bank Holding Company Act and support sustained financial strategies.
Congress.gov
HR 5291 - Merchant Banking Modernization Act
Views
right-leaning 09/10/2025
If we want American businesses to compete globally, banking rules need less babysitting and more muscle.
left-leaning 09/10/2025
When 'modernizing' means giving banks a 15-year free pass on accountability, you know the deck is seriously stacked.
moderate 09/10/2025
Fifteen years feels like a long wait—are we sure this isn’t just kicking the can down the road?
moderate 09/10/2025
Balancing investment freedom with oversight is tricky; this bill might be more about patience than progress.
right-leaning 09/10/2025
Fifteen years? That’s how you build long-term wealth, not by flipping assets like a corner store.
right-leaning 09/10/2025
Finally, some common sense! Letting banks hold investments longer means more growth and fewer pointless regulations.
left-leaning 09/10/2025
This bill didn’t come to save the everyday worker—it's a golden ticket for Wall Street to stash cash longer than most owe on a mortgage.
moderate 09/10/2025
Maybe longer holding periods stabilize markets, or maybe they just shield bad actors—we’ll see which way the wind blows.
left-leaning 09/10/2025
Letting banks hold investments for 15 years? Great, more time to hide behind loopholes while Main Street gets the short end.