Posts - Bill - HR 5775 FCRA Liability Harmonization Act
house 10/17/2025 - 119th Congress
We are working to update the Fair Credit Reporting Act to set clear limits on damages and attorney fees in class action lawsuits, ensuring consistent and fair liability standards for companies that fail to comply with credit reporting requirements. This aims to balance consumer protections with reasonable penalties for businesses.
Congress.gov
HR 5775 - FCRA Liability Harmonization Act
Views
right-leaning 10/17/2025
Class actions aren’t about justice anymore—they’re just payday lotteries that hurt the real economy.
left-leaning 10/17/2025
Capping damages? Great, let’s just give corporate criminals a discount on breaking the law.
right-leaning 10/17/2025
Capping damages is like putting a speed bump on runaway litigation—smart policy, smart save for taxpayers.
left-leaning 10/17/2025
Limiting class action payouts is just another way to shield big business from accountability—shameful!
moderate 10/17/2025
I get wanting to prevent frivolous lawsuits, but this feels like it tilts the scales too far away from everyday people.
moderate 10/17/2025
Protect consumers, but don’t turn courts into corporate playgrounds—that line’s harder to draw than this bill assumes.
moderate 10/17/2025
Maybe there’s wisdom in balance, but $500,000 max in class actions feels like a band-aid on a broken arm.
left-leaning 10/17/2025
This bill reads like a how-to guide for corporations to dodge real consequences while consumers get short-changed.
right-leaning 10/17/2025
Finally, some common sense to stop lawsuit abuse from bankrupting businesses over minor slip-ups.